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Privacy Policy

Effective Date: April 20, 2026

Selah Records LLC ("we", "us", "our") operates the myMoney — Smart Budget mobile application (the "App"). This Privacy Policy explains how we collect, use, and protect your information.

1. Information We Collect

Account Information: When you create an account, we collect your email address and (optionally) your name via Apple Sign-In.

Financial Data: Expenses, income, categories, and budget limits you enter into the App. This data is stored locally on your device and, for Premium users, synced to our secure cloud backend.

Voice Data: When you use voice input, audio is processed on-device using Apple's Speech Framework (Free tier) or sent to our AI parser for Premium users. Voice recordings are not stored.

Usage Data: We may collect anonymous usage statistics to improve the App.

2. How We Use Your Data

3. Data Storage & Security

Your financial data is stored in Google Firebase (Firestore) with encryption in transit and at rest. We implement industry-standard security measures to protect your data. However, no method of electronic transmission or storage is 100% secure.

4. Third-Party Services

We use the following third-party services:

5. Data Sharing

We do not sell your data. We do not share your data with advertisers. The only sharing that occurs is between family members you explicitly invite to a shared budget group.

6. Your Rights

You have the right to:

To exercise these rights, use the in-app settings or contact us at admin@iuliafridrik.com.

7. Children's Privacy

The App is not intended for children under 13. We do not knowingly collect data from children under 13.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes via the App or email.

9. Contact

Questions about this Privacy Policy? Email us at admin@iuliafridrik.com.